Hi Low 13 Blackjack

hi low 13 blackjack

When you play the Hi Low 13 Blackjack game you will find that the base game is in fact Microgaming’s standard European Blackjack game, however what makes this game unique and different to that other variant is the side bet wager which you can opt to place alongside your base game wager.

This Hi Low 13 Blackjack game is played with two 52 card decks and players need to be aware that when playing this variant online all of the cards are going to get shuffled before a new game starts.

You will find that the only version of this Blackjack variant on offer at Microgaming software powered casinos is the Gold Series Single-Hand game, so being a Gold Series game you are going to experience a graphically stunning game and one that is very easy to use and navigate around. If you’re looking for a high low 13 blackjack strategy card, there’s one at the bottom of this page.

Dealer Rules for Hi Low 13 Blackjack

The Dealer rules are straight forward on this Hi Low 13 Blackjack game and they state that the Dealer will stand his hand on all 17 valued hands and that includes both Hard and Soft 17 hands and any hand greater in value.

The Dealer will also offer players the optional Insurance bet when the Dealer’s up facing card is an Ace. This game is not a Hole Card game which simply means one face up card is dealt to the Dealer’s hand and then once you have finished playing your hand the Dealer then deals his remaining cards to his hand.

Player Rules

The side bet is optional so you are not obliged to place this side bet wager. When a Player’s hand is a Hard 9, 10 or 11 valued hand, then the Player may Double Down. Splitting any Pair of cards is allowed but only once, and any Split Ace gets dealt just one card. Unalike 10 valued cards may not be Split.


Let us start by telling you about the standard base game payouts you can get paid when playing this game. All winning Player Blackjack hands which have been unmatched by the Dealer are paid out at odds of 3 to 2, a winning standard hand is paid out at odds of even money and a winning Insurance bet pays out at odds of 2 to 1.

The bonus game payouts depend on which wager you have opted to bet on and of course whether it is a winning one. The three available bets are all dependent on the value of your initial two card hand only and are as follows.

You can bet that your initial two cards will be worth a value of less than or more than 13 and both of these two bets payout at odds of even money if successful. You can also wager on your initial two card hand being worth exactly 13 in value and if correct you are rewarded with a payout of 10 to 1. An Ace is worth one for bonus bet purposes only.

Tips for Playing Hi Low 13 Blackjack

There are only three types of hands you are going to be dealt as your initial two cards when playing Hi Low 13 Blackjack at a Microgaming casino site, and these are of course Pairs, Soft hands and Hard hands. To give you a helping hand in regards to playing the latter, below we have several Hard hand playing tips.

The easiest decision in regards to Hard hands when playing this Blackjack game is when you have been dealt a Hard 5 to 8 valued hand, always Hit these hands irrespective of the value of the Dealers up facing card. If you have a Hard 9 then Double Down that hand when the Dealer is showing a 2 to 6, if not Hit that hand.

If you have a Hard 10 or a Hard 11 hand Double Down those hands unless the Dealer’s up facing card is a 10 or an Ace if it is then you should only ever Hit those hands.

Always Hit a Hard 13, 14, 15 or 16 unless the Dealers up facing card is a 2 to 6 valued card if that is the case then Stand your hand. The same goes for a Hard 12 except when the Dealers up facing card is a 2 or a 3 then you must Hit that hand instead of Standing your hand. Any Hard 17 or higher valued hand you have been dealt calls for you to always Stand those hands.

hi low 13 blackjack strategy card